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16–19 Years | Preparing for Financial Independence

The transition into adulthood brings greater freedom and financial responsibility. Young people are exposed to managing their own money, earning income, or preparing for employment or entrepreneurship. 

Our programme helps participants develop the knowledge and confidence needed to make responsible financial decisions.

What they will learn

1. Personal money management.

2. Budgeting and managing expenses.

3. Saving and financial goal setting.

4. Understanding income. 

5. Responsible spending.

6. Introduction to investing. 

7. Understanding debt and borrowing.

8. Peer pressure, lifestyle choices and financial decision making.

9. Preparing for financial independence

10. Introduction to entrepreneurship

The outcome

Participants will develop the ability to:
  • Buiild a simple personal budget
  • Prioritize expenses
  • Set financial goals
  • Think critically about borrowing
  • List out the steps to develop a savings habit
  • Make more intentional spending decisions
  • Identify financial opportunities and risks
  • Prepare for greater financial independence

Target audience

  • Secondary school students
  • Teenagers managing some income
  • Students preparing to move away from home
  • Young people exploring their first small business
  • Students who want to develop good money habits early
  • Schools, youth programmes and organisations supporting young people transition to independence

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