Around this age, pocket money starts. Money transactions begin and quietly without anyone deciding it on purpose, habits start forming. Those habits tend to stick.
We introduce practical money skills in a way that connects with the decisions young people are already making today.

1. Understand Money - What money is, how it is earned and why it has value.
2. Needs, Wants and Choices - Distinguish between things they need, want and things they can choose to delay.
3. Saving with a Purpose - Understand why people save and how small amounts can contribute towards meaningful goals.
4. Budgeting Basics - Introduce simple ways to plan how money will be used.
5. Financial Goals - Turning something they want into a specific and achievable savings goal.
6. Smart Spending - Think before spending and understand the consequences of financial choices.
7. Peer Pressure and Money - Understand how friends, trends and social expectations can influence spending.
8. Introduction to Entrepreneurship - Help young people see opportunities to create value.
Preparing for financial independence
Building your Financial Foundation
Bulding Wealth with Intention